1st Floor , New bhopa bus stand, Bhopa road, Muzaffarnagar ,251001
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Products & Services

We Provide Best Services

We provide financial education, savings support, and micro-loan products designed for individuals, households, and nano-entrepreneurs. Every loan product is collateral-free, small-ticket, and comes with a KFS that clearly outlines APR, repayment schedule, charges, and grievance contacts.

Community Micro-Loans:

Tailored for women borrowers, families, and small entrepreneurs.

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Liveli hood Loans

Working capital support for small businesses, vendors, and self-employment.

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Essential Needs Loans

Education, healthcare, or urgent household expenses.

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Group-Linked Credit

Structured access for self-help groups (SHGs) and community circles.

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Other Offerings

Financial Literacy Programs: Workshops and modules on budgeting, safe borrowing, and digital safety.

Savings Support: Helping groups plan financial goals (no deposit collection).

Community Advisory: Documentation assistance, scheme linkages, and navigation to formal financial channels.

Process

1. Awareness & Readiness Check

Budgeting, repayment ability.

2. Application Support

Help with documentation.

3. KFS Review

Clear details on APR, charges, repayment schedule, grievance pathways.

4. Loan Disbursal & Repayment

Through documented and cashless processes.

Compliance Highlights

  • No deposit-taking.
  • Loans are small-ticket, collateral-free, and transparent.
  • Processing charges (if any) are disclosed upfront.
  • Cooling-off/look-up period may apply.
  • Approval is subject to eligibility checks.
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Activities

We organize awareness programs and workshops

We facilitate easy access to fair and transparent micro-loans. These small-ticket loans help individuals meet urgent needs, start small businesses, or invest in education and healthcare without falling into debt traps.

Financial Literacy

Workshops, seminars, and local group meetings covering:

  • Budgeting & money management.
  • Difference between APR and flat interest.
  • Responsible repayment & avoiding over-indebtedness.
  • Digital safety & fraud prevention.
  • Consumer rights and grievance pathways.

Savings Support

Workshops, seminars, and local group meetings covering:

  • Guidance on group saving methods.
  • Tools for simple record-keeping.
  • Support for financial goal-setting (without public deposit collection).

Safeguards

Workshops, seminars, and local group meetings covering:

  • Disclosures displayed in offices and events.
  • Quarterly review of training material.
  • Staff trained on fair-practice codes and grievance redressal.
  • Clear escalation routes for complaints.

Community Development Programs

  • Women’s Circles – Empowering women to lead savings and borrowing groups.
  • Youth Awareness – Programs on digital finance, entrepreneurship, and safe credit use.
  • Livelihood Readiness – Skills and financial guidance for small enterprises.
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Risiddhi Small Finance is a trusted financial services company committed to empowering individuals and businesses with easy access to credit solutions.

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Our mission is to provide financial strength and support at every stage
Call to Our Experts Free: +91-7417191719

Address

1st floor , new bhopa bus stand,bhopa road, muzaffarnagar ,251001

Mail Us

newheightstraders@gmail.com

Telephone

+91-7417191719

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