Define RISIDDHI MICROCARE ASSOCIATION as the “service provider.”

State scope: financial literacy, savings facilitation, micro-loans, and community programs.

Clarify eligibility: loans subject to criteria, approvals at discretion of RISIDDHI.

Prohibit deposits: RISIDDHI does not accept deposits; only service fees (if applicable) or repayments via approved channels.

Payment terms: all online payments are processed through secure gateways.

Limitation: RISIDDHI not liable for gateway downtime, transaction errors, or delays beyond its control.

Jurisdiction: governed by Indian laws; disputes subject to Delhi jurisdiction.